Super Visa income rules changed in 2026: what hosts and parents need to know
Two routes now exist. The host, with a co-signing spouse or partner if any, can show income at or above the minimum for their family size.
Life events › Bringing parents to Canada
A Super Visa application is a tax question first: the host's returns and Notices of Assessment, counted against the family size. Then the insurance IRCC requires. Then, once parents are here, their own tax position and what the host may claim.
Insurance, TFSAs, RRSPs, RESPs and tax planning solve different problems. The goal is not to sell one product as the answer to everything. Each path below shows how the pieces connect for one event, and which guide to read for each piece.
Two routes now exist. The host, with a co-signing spouse or partner if any, can show income at or above the minimum for their family size.
Count everyone IRCC lists. That means the parents or grandparents applying (and any spouse applying with them) and the host.
Before buying, confirm five things. The policy meets IRCC's minimum of $100,000 in emergency coverage.
Start by listing the years you have not filed, then gather whatever slips and records you have.
Five things decide your first Canadian return after moving from India. The date you became a resident of Canada for tax.
What belongs with a lawyer: The application and immigration advice are for IRCC or a licensed immigration representative.
Call us or request a callback. We explain the tax side; insurance is arranged by Parminder Singh Oberoi through Punjab Insurance Agency Inc.; legal documents need a lawyer or notary.