Who this is for
- People filing a first Canadian tax return after moving from India
- Residents of Canada with rent, interest, investment income or a property sale in India
- Anyone unsure what Indian income or tax documents matter for their Canadian return
- People who need help organizing paperwork for an Indian income tax return
- People with a PAN application, correction or Aadhaar question
What to have ready for the first conversation
- The tax years you are asking about and the date you moved to Canada, if recent
- Where each type of income came from: Canada, India or both
- Indian documents you already have, for example Form 16, Form 26AS, bank interest statements, rent records or a sale deed
- Any Indian tax already paid and the receipts or challans for it
- Canadian slips and last year's Notice of Assessment, if you have filed before
- Whether another accountant or advisor in India is already involved
What we do
We prepare your Canadian return with the Indian side properly taken into account, and we explain what each Indian document means for it. Where the Indian filing itself is involved, we tell you exactly which part we handle before any work starts. Being a resident of Canada for tax, being a resident of India for tax, being an NRI, and holding an OCI card are four different things. The difference changes what applies to you, so we do not mix them up.
Situations we see often
Your first Canadian return after moving from India. We explain what counts as Canadian income. We explain what to do about money you earned before you arrived. We explain which Indian accounts and property the CRA needs to know about.
Rent, interest or investment income in India. How it is reported here, what Indian tax paid can be credited, and the records that support it.
A property sale in India. What to gather before the sale and how the proceeds and Indian tax are reported in Canada.
Tax questions about your investments. Do you hold investments in Canada or India? Tell us what you hold and what you want to know. We explain the tax side. We do not tell you what to invest in and we do not manage investments.
PAN and Aadhaar
PAN. A PAN is an Indian Permanent Account Number. If you need one, or need to fix the details on yours, we can help. We explain the current process, where the application goes, what documents you need, and which type of applicant you are. India changed its PAN application forms in 2026, so we check the current form rather than relying on an old guide. Government and provider charges are separate from our fee. Issuance and processing are decided by the Indian authority, not by us.
Aadhaar. We can explain the documentation and official steps relevant to your Aadhaar question. Some steps, including first-time enrolment, must be completed in person through UIDAI’s own process, and the rules differ depending on your citizenship and passport. We are not an enrolment centre and do not issue Aadhaar.
Please do not send PAN or Aadhaar numbers, scans of ID or passwords through the website. We will explain the secure way to share documents when we speak.
How it works
- Call or request a callback. Tell us which countries, years and income types are involved.
- We go through your documents together. In person at our Surrey office. We tell you what is missing and what the fee will be.
- We prepare and file. You review before anything is filed. We explain what to keep for next year.
Common questions
I have already paid tax in India. Will I have to pay again in Canada?
Maybe not, but it depends. Canada taxes its residents on income from anywhere in the world. Tax you already paid in India can often reduce your Canadian tax. This is called a foreign tax credit. It has rules and limits. Bring the records of what you paid and we will explain what applies to you. We cannot promise there will be no Canadian tax to pay.
Does reporting income from India mean I also have to file a foreign property form?
These are two different questions. Income from India goes on your return no matter how much property you own. The T1135 is a separate form. It lists certain property outside Canada. You only file it when the total cost of that property is over the CRA's limit. Some property is left out, and the rules are different in your first year in Canada. We check both for you.
Do I have to tell the CRA about my NRE or NRO account in India?
Interest earned in those accounts is income and goes on your Canadian return, even if India does not tax it. Whether the accounts themselves go on the T1135 form depends on the total cost of all your property outside Canada. Bring the statements and we check both.
What is the T1135 threshold?
The T1135 form is required when the total cost of certain property outside Canada was more than $100,000 Canadian at any time in the year. Property that is mainly for your personal use, such as a home you stay in when you visit, is generally not counted. An individual does not have to file the form for the year they first became a resident of Canada. We check this with you every year.
Do I have to file in both countries?
Often, yes. Canada taxes residents on worldwide income. India may still require a return if your Indian income is above its limits. You may also want to file there to get back tax that was deducted at source. We help with the Canadian side and confirm what we can do on the Indian side.
I moved during the year. Which dates matter?
The date you became a resident of Canada for tax matters most. That is not always the date on your visa, or the day you landed. Bring your travel dates and the date you settled here. We will work it out with you.
Can you file my Indian income tax return?
Tell us what the Indian filing involves and we will confirm which part of it we handle and how. We will not guess. The exact scope of Indian filing support is confirmed when we speak.
Can I discuss my situation in Punjabi?
Yes. Tell us your preferred language when you call or request a callback.
Related services
This page describes our service in general terms and is not advice about your individual situation. Deadlines and rules referenced apply to the 2025 tax year unless stated otherwise.